Finance Plans

Payment Options

At our comprehensive consultation, we will discuss treatment alternatives utilising intra-oral photography so that you can clearly see the reason for the suggested treatment.

Treatment cost considerations will also be clearly discussed. It is our goal to provide you with the care you need and deserve with a financial plan to fit your budget.

Veteran Affairs

We happily treat any patient with a Veteran Affairs card. After treatment, patients are simply required to show their Veteran Affairs card and sign the veterans' affairs document. We will then process the claim on their behalf.


For the convenience of our patients, we accept Hi Caps claims on the day of treatment. Patients will need to provide us with their health fund card. After their card has been swiped, patients simply pay the gap cost for their treatment, provided their health fund covers their treatment.

If you'd like more information on Hi Caps, visit their website at:


Claim on the spot – health fund rebates

We have HICAPS for your convenience which provides on the spot health fund claims all you need to do is pay the gap amount of the treatment claimed.

Accepts all affiliated health fund providers


We also accept all other major credit cards 


What is Medipay?

MediPay offers easy payment plans for dental and medical procedures in Australia. We want to take the stress out of paying for your procedure so you don’t have to put treatment off any longer. We’re transparent and honest, our online application is super-easy and fast with no documents to upload or certify. We have many years of experience in financial services and are here to provide you with our promise of a great experience in dealing with us.

  • Payment Plans up to $30,000
  • Easy online application
  • Decision in 60 minutes or less
  • Funds available same day

GEM VISA - 12 months interest free payment plan

We can offer on the spot 12 months interest free finance with GEM VISA -Take the stress out of financial situations. Have all your treatment done today and pay later! Interest free just isn’t exclusively for one-off purchases anymore. Now there’s a credit card with access to interest free everyday – GEM VISA!

Call us to find out more or visit

Mac Credit - Patient Payment Plans

Specifically designed for clients having Medical & Cosmetic treatments.

  • Payment plans up to $70,000
  • No stress – the whole process is managed privately by our Consultants
  • Up to 7 year terms
  • Flexible options – any additional repayments or rebates from Medicare/Private Health can be added back on to the payment plan at no extra charge
  • Fast efficient approvals, simply apply online
    Terms & Conditions:

  • Speak to MAC CREDIT for a formal quote based on your circumstances and for the full terms and conditions.
  • A full credit and financial assessment would need to be completed prior to acceptance of any offer or product.
To go directly to the Mac Credit application and apply click here.

Medicare Child Dental Benefits Schedule

VC Dental supports the Medicare CDBS:

The Child Dental Benefits Schedule is a new Government scheme for eligible children aged 2-7 years to receive $1000 of dental benefits. Eligible families will receive a confirmation letter from January 2014. This initiative has replaced the Medicare Teen Dental Vouchers that ceased in December 2013. The benefit cap of $1000.00 is available for a two year period.

The $1000.00 dental cap provides for basic dental treatment such as examinations, radiographs, hygiene maintenance, restorations and extractions. The dental services provided for under this scheme will be bulk billed and you will have no additional out of pocket expense.

We will provide full detailed treatment plans for all treatment required so you will always be aware of what is being received.

On making an appointment with us please advise if you are eligible under this scheme and provide us with your Medicare number and your child’s date of birth. You must bring with you to your appointment your child’s Medicare card and the letter from the Family Assistance office.

If you would like more information please contact our friendly reception team on 02 4323 1933 or alternatively you can visit the Department of Human Services website: or contact the Medicare general enquiries line on 132 011.

Please bring with you to your appointment:

We bulk bill eligible children under the Medicare Child Dental Benefits scheme. To ensure we are able to process your bulk billing please make sure you bring with you:

  • The patient’s Medicare card
  • Your Medicare letter if you have it
  • The parent or guardian who the letter is addressed to must accompany the child to their first appointment (under the Medicare policy)

Open 7 days

65 years Central Coast owned and operated.

Contact Us

East Gosford

  • Monday 8:30am - 6:30pm
  • Tuesday8:30am - 8:00pm
  • Wednesday8:30am - 6:00pm
  • Thursday8:30am - 6:00pm
  • Friday 8:30am - 5:00pm
  • Saturday9:00am - 4:00pm
  • Sunday9:00am - 4:00pm


  • Monday 8:30am - 6:30pm
  • Tuesday 8:30am - 6:30pm
  • Wednesday 8:30am - 5:00pm
  • Thursday 11:00am - 8:00pm
  • Friday 8:30am - 5:00pm
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VC Dental practices are Accredited.
This is an Internationally recognised, continual evaluation process to provide the highest quality and performance assurance to our patients.  

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VC Dental

VC Dental provides a comprehensive standard of care, 7 days a week, where treatment planning, services provided and cost of treatment remain consistent, no matter what day of the week you are receiving our dental care.

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East Gosford

  • Suite 10, Victoria Court
  • 36 - 40 Victoria Street
  • East Gosford NSW 2250
  • 02 4323 1933
  • 02 4323 2112